SimplifyMTD is free, HMRC recognised software that helps UK landlords comply with Making Tax Digital. Submit quarterly updates direct to HMRC. Final Declaration support is a planned feature and is not currently available. No accountant needed to file it yourself. While Final Declaration support is not yet available in SimplifyMTD, you can still use the platform for your quarterly updates. The Final Declaration can be completed at year end by your accountant — they can use your downloaded SimplifyMTD records as the starting point, which makes their work straightforward and keeps their fees focused on the year-end advice rather than data entry. If you do not use an accountant, you can use other HMRC-compatible software to file the Final Declaration. Your quarterly submissions remain valid regardless of which route you use.

Free MTD Software for UK Landlords

Price: £0. Free forever. No trial, no card required, no paid tier.

Submit quarterly updates directly to HMRC. Guided, simple, and straightforward. A simple way to file it yourself, with no accountant needed. Final Declaration support is a planned feature and is not currently available. While Final Declaration support is not yet available in SimplifyMTD, you can still use the platform for your quarterly updates. The Final Declaration can be completed at year end by your accountant — they can use your downloaded SimplifyMTD records as the starting point, which makes their work straightforward and keeps their fees focused on the year-end advice rather than data entry. If you do not use an accountant, you can use other HMRC-compatible software to file the Final Declaration. Your quarterly submissions remain valid regardless of which route you use.

Who needs to use MTD for Income Tax?

What SimplifyMTD does

Pricing

Price: £0. Free forever. No trial, no card required, no paid tier. SimplifyMTD is free to use — there is no charge to create an account, connect to HMRC, or submit your quarterly updates, and no credit card is required to access the service. No subscription, no hidden fees.

Reviews

Rated 4.4 out of 5 · 10 reviews on Trustpilot.

This has been a game changer

This has been a game changer. Couldn’t find anything at first that did what I needed for property income and then found this. What a great job and idea, has made it possible for me to submit my information correctly and easily. Thank you for making this possible

Got recommended by a friend

Got recommended by a friend. Really impressed and made something quite frustrating a doddle.

Great system, so simple to use.

Great system, so simple to use. I was very worried about MTD. This has been wonderful. Thank you.

Very straightforward to use

Very straightforward to use, really simplifies the process.

Very easy and beautifully designed

Very easy to follow and beautifully designed.

Simple and easy to use

Simple and easy to use - way easier than expected

Super easy - took less than 10 mins

Super easy - took less than 10 mins to enter details

Super great

Super great

Read all reviews on Trustpilot

How it works

  1. Connect to HMRC — Sign in with your Government Gateway credentials and authorise SimplifyMTD to connect to your HMRC account securely.
  2. Enter your income and expenses — Log your rental income and allowable expenses each quarter. Plain English categories, no accountancy knowledge needed.
  3. Submit your Final Declaration — Final Declaration support is a planned feature and is not currently available. SimplifyMTD currently supports quarterly updates for HMRC submission. While Final Declaration support is not yet available in SimplifyMTD, you can still use the platform for your quarterly updates. The Final Declaration can be completed at year end by your accountant — they can use your downloaded SimplifyMTD records as the starting point, which makes their work straightforward and keeps their fees focused on the year-end advice rather than data entry. If you do not use an accountant, you can use other HMRC-compatible software to file the Final Declaration. Your quarterly submissions remain valid regardless of which route you use.

How to videos

Short, step-by-step how-to videos guide you through every part of the process, from connecting to HMRC to submitting your quarterly updates. See all how-to videos.

Keeping you and your data safe

Tax information is sensitive, so security is built into how SimplifyMTD handles sign in, your HMRC connection, and your property tax records. Passwords are protected with modern hashing and email-based multi-factor authentication, and access is further protected with login rate limiting, account lockout and secure server-side sessions. You authorise directly with HMRC via Government Gateway and never enter your Government Gateway password into SimplifyMTD. Sensitive identifiers and HMRC connection details are encrypted at application level, you can only ever access records linked to your own account, and your data is hosted on secure infrastructure located within the UK and European Economic Area. Read our full security overview.

Why we built SimplifyMTD

SimplifyMTD was built by landlords who were tired of seeing fellow landlords quoted fees two to three times their normal tax return cost just to comply with MTD. Whether you are a small landlord with one property or managing several, MTD for property income does not have to be complicated. We built something genuinely simple so that anyone can use it, tested on our own families to make sure. No accountant needed, just a straightforward, free way for small landlords to meet their HMRC obligations.

Excel bridging software for landlords

SimplifyMTD can be used as Excel bridging software for landlords. If you keep your income and expenses in a spreadsheet, you can upload your Excel file directly and SimplifyMTD will read the totals, or you can simply enter the summed figures manually into the software. Either way, SimplifyMTD submits them straight to HMRC.

Frequently asked questions

Is SimplifyMTD HMRC recognised?
Yes. SimplifyMTD is HMRC recognised software for Making Tax Digital for Income Tax Self Assessment. We support quarterly submissions for UK property and foreign property income.
Do I have to use Making Tax Digital?
HMRC is rolling out MTD for Income Tax in stages. From April 2026, it applies to self-employed people and landlords with income over £50,000. The threshold drops to £30,000 from April 2027 and £20,000 from April 2028.
Do I still need an accountant to calculate my tax due?

No, and that's exactly why we built SimplifyMTD. Under Making Tax Digital, HMRC calculates your tax automatically based on the income and expense figures you submit. You don't need someone to do that calculation for you anymore. HMRC does it.

What landlords have traditionally paid accountants for — gathering the figures, submitting them to HMRC, and filing the annual return — is now something you can do yourself.

Is my data secure?

Yes. SimplifyMTD connects to HMRC using their official Making Tax Digital API — the same secure connection used by major accountancy software. When you sign in with your Government Gateway details, that happens entirely on HMRC's own website. We never see your password or login credentials at any point.

Your income figures are transmitted directly to HMRC over an encrypted connection. HMRC calculates your tax entirely on their side — we never store your tax calculation or share your financial data with any third party.

What if I have both UK and foreign property?
SimplifyMTD handles both UK and foreign property income in the same platform — you can manage everything in one place. HMRC treats UK and foreign property as separate businesses, so they are submitted as separate quarterly updates.
What if my income is below £50,000?
You don't need to use MTD yet, but you can still use SimplifyMTD voluntarily to familiarise yourself with the process before it becomes mandatory.
Do I have to submit tax returns every quarter?

No. Quarterly submissions are simple income and expense summaries.

HMRC calculates your tax after your Final Declaration, which replaces the Self Assessment return.

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